1682 Welfare Fund Loan for the Households of Single Mothers & Widows

Social Welfare
-Welfare for the Households of Single Mothers & Widows-

Welfare Fund Loan for the Households of Single Mothers & Widows

Staff specialized in the dependence project of mothers and children help the households of single mothers and widows to solve their problems. Please ask for information at Children's Office (Kodomo-shitsu) / Mothers and Children Welfare Center (Boshi Fukushi Center) of Municipal General Center (Shiritsu Sogo Center) (TEL: 824-1181).

○Counseling place and date

Self-help Consultation Office at Mothers and Children Welfare Center (Municipal General Center TEL: 824-1181)
Every Monday, Tuesday, Thursday and Friday

○List of the loan systems for the households of single mothers and widows

Fund for starting business	Fund for moving
Fund for maintaining business	Fund for preparation of schooling
Fund for preparation of getting employed	Fund for vocational training
Fund for medical and nursing care	Fund for marriage
Fund for acquiring technical skills	Fund for raising children with the specified conditions
Fund for living	Fund for schooling
Fund for housing

Fund for starting business	Use	Fund for starting new business
	Limit of loan	¥2,830,000
	Period of redemption	within 7 years
	Period of deferment	1 year
	Interest	Free of interest
Fund for maintaining business	Use	Fund for maintaining business
	Limit of loan	¥1,420,000
	Period of redemption	within 7 years
	Period of deferment	Six months
	Interest	Free of interest
Fund for preparation of getting employed	Use	Fund necessary for single mothers, widows themselves and their children to get　employed
	Limit of loan	¥100,000 (¥320,000 when purchasing automobiles due to the inconvenience of commuting)
	Period of redemption	within 6 years
	Period of deferment	1 year
	Interest	Free of interest
Fund for medical and nursing care	Use	Fund for the single mothers, widows and their children to receive necessary medical care
	Limit of loan	¥340,000 (¥480,000 when recognized as to be in the economically hard situation)
	Period of redemption	within 5 years
	Period of deferment	Six months after the termination of medical care
	Interest	Free of interest

	Use	Fund for the single mothers or widows to receive nursing care
	Limit of loan	¥500,000
	Period of redemption	within 5 years
	Period of deferment	Six months after the termination of nursing care
	Interest	Free of interest
Fund for acquiring technical skill	Use	Fund for acquiring technical knowledge or skill
	Limit of loan	¥50,000/month (up to 3 years) (¥460,000 when getting a driver's license)
	Period of redemption	within 10 years
	Period of deferment	1 year after the termination of learning period
	Interest	Free of interest
Fund for living	Use	Fund for living required during the period of receiving medical service and care
	Limit of loan	¥103,000/month (¥69,000 for those who are not the main　earner of the livelihood)
	Period of redemption	Within 5 years
	Period of deferment	Six months after the expiration
	Interest	Free of interest

	Use	Fund for living required during the period of technical skill acquisition
	Limit of loan	¥141,000/month (up to 3 years)
	Period of redemption	Within 10 years
	Period of deferment	Six months after acquiring technical skill
	Interest	Free of interest

	Use	Fund for living necessary within the period of 7 years after becoming the households of single mother or widow
	Limit of loan	¥103,000/month (within 2 years)(¥69,000 for those who are not the main earner of the livelihood) Free interest loan is available up to ¥20,000/month of the amount.
	Period of redemption	within 8 years
	Period of deferment	Six months after the period
	Interest	3% per annum

	Use	Fund necessary for living during the unemployment period
	Limit of loan	¥103,000/month (within 1 year) (¥69,000 for those who are not the main earner of the livelihood)
	Period of redemption	within 5 years
	Period of deferment	Six months
	Interest	3% per annum
Fund for housing	Use	Fund necessary for remodeling (repairing) of the residence
	Limit of loan	¥1,500,000
	Period of redemption	within 6 years
	Period of deferment	Six months
	Interest	3% per annum

	Use	in special occasion
	Limit of loan	¥2,000,000
	Period of redemption	within 7 years
	Period of deferment	Six months
	Interest	3% per annum
Fund for moving	Use	Fund to be used for the rental deposit to move in the public housing
	Limit of loan	¥260,000
	Period of redemption	within 3 years
	Period of deferment	Six months
	Interest	3% per annum
Fund for preparation of schooling	Use	Fund necessary for children or dependents of single mothers or widows to enter senior high school, college and university
	Limit of loan ( ) :for those commuting away from hose	1. Elementary School ¥39,500
		2. Junior High School ¥46,100
		3. High School, technical college, higher vocational school (High School course)
			national or public ¥75,000 (¥85,000)
			Fund necessary when entering private high school or higher vocational school course ¥335,000
		4. University, junior college, higher vocational school (technical course) ¥75,000 (¥85,000)
		Fund necessary when entering
			national or public¥295,000
			private ¥505,000
		5.Technical skill acquisition
			Junior High school graduate ¥75,000 (¥85,000)
			High School graduate ¥90,000 (¥100,000)
		6.Higher vocational school (general course) ¥75,000 (¥85,000)
	Period of redemption	within 20 years (within 5 years for children pursuing studies or entering higher vocational school to major in general courses)
	Period of deferment	Six months after graduation
	Interest	Free of interest
Fund for vocational training	Use	Fund necessary for children or dependents of single mothers or widows to acquire some vocational knowledge and technical skill
	Limit of loan	¥50,000/month (within 3 years)(¥460,000 for driver's license acquisition limited to the case of 3rd year high school student whose employment is informally decided.)
	Period of redemption	within 6 years
	Period of deferment	1 year after the training period
	Interest	Free of interest
Fund for marriage	Use	Fund necessary for marriage of children the single mothers or widows support
	Limit of loan	¥300,000
	Period of redemption	within 5 years
	Period of deferment	Six months
	Interest	3% per annum

				Limit of loan
				1 year	2 year	3 year	4 year	5 year
Fund for schooling Fund necessary for the schooling of high school and universities of children supported by the single mother or widows	High SchoolHigher vocational school (High School course)	National or public	Commuting from home	18,000	18,000	18,000
			Commuting from home	27,000	27,000	27,000
			Commuting away from home	23,000	23,000	23,000
			Commuting away from home	34,500	34,500	34,500
		Private	Commuting from home	30,000	30,000	30,000
			Commuting from home	45,000	45,000	45,000
			Commuting away from home	35,000	35,000	35,000
			Commuting away from home	52,500	52,500	52,500
	Technical college	National or public	Commuting from home	21,000	21,000	21,000	44,000	44,000
			Commuting from home	31,500	31,500	31,500	66,000	66,000
			Commuting away from home	22,500	22,500	22,500	50,000	50,000
			Commuting away from home	33,750	33,750	33,750	75,000	75,000
		Private	Commuting from home	32,000	32,000	32,000	52,000	52,000
			Commuting from home	48,000	48,000	48,000	78,000	78,000
			Commuting away from home	35,000	35,000	35,000	59,000	59,000
			Commuting away from home	52,500	52,500	52,500	88,500	85,500
	Junior-college College (technical course)	National or public	Commuting from home	45,000	44,000
			Commuting from home	67,500	67,500
			Commuting away from home	51,000	51,000
			Commuting away from home	76,500	76,500
		Private	Commuting from home	53,000	53,000
			Commuting from home	79,500	79,500
			Commuting away from home	60,000	60,000
			Commuting away from home	90,000	90,000
	University	National or public	Commuting from home	45,000	45,000	45,000	44,000
			Commuting from home	67,500	67,500	67,500	66,000
			Commuting away from home	51,000	51,000	51,000	50,000
			Commuting away from home	76,500	76,500	76,500	75,000
		Private	Commuting from home	54,000	54,000	54,000	53,000
			Commuting from home	81,000	81,000	81,000	79,500
			Commuting away from home	64,000	64,000	64,000	63,000
			Commuting away from home	96,000	96,000	96,000	94,500
	Higher vocational school (general course)			29,000	29,000
	Higher vocational school (general course)			43,500	43,500
Period of redemption: within 20 years 　　　　　　　　within 5 years in the case of children in the general course of higher vocational school Period of deferment: 6 months after graduation Interest: Free of interest

<Notice>

As to higher vocational schools, only the schools recognized by Japan Student Service Organization are covered.
The amount of the lower columns (limit for special use) is the limited amount applicable in the case where the direct necessity for schooling (e.g. tuition fee, commuting fee and extra curriculum expense) is not covered by the upper column amount.
As to the students applying the scholarship by Japan Student Service Organization, the amount within the range of monthly difference between the limit for special use (lower column) and the limit Japan Student Service Organization scholarship is loaned if acknowledged as necessary.
As to the students applying the scholarship by Osaka Prefecture (Osaka-fu) Scholarship Foundation, the amount within the range of difference between the limit for special use (lower column) and the monthly amount of loan from Osaka Prefecture Scholarship Foundation is loaned if acknowledged as necessary.
Be sure to notify if you have applied or are receiving other scholarship/loan.

Social Welfare -Welfare for the Households of Single Mothers & Widows-

Welfare Fund Loan for the Households of Single Mothers & Widows

Social Welfare
-Welfare for the Households of Single Mothers & Widows-